How To Use The Collection Communications Log When Dealing With Debt Collectors
Introduction to Debt Collector Communications Log
We have often recommended that consumers who are dealing with debt collectors calling should use the “Collection Log” by our friend Pete Barry.
This short article is to explain why and how to use the collection log most effectively.
One reason to use this (or something similar) is to keep all of the information about collection calls in one place.
If you… (Read more)
Illegal Calls To Cell Phones Under The TCPA and FDCPA
Can I Sue A Collector For Calling My Cell Phone?
For so many of us our cell phones are critically important.
We sometimes say as long as we have our keys, wallets, and cell phones – then anything we forget can be replaced. So we always have our cell phones with us.
Collectors know this – that’s why they call our cell phones.
Is it legal for collectors to call… (Read more)
FAQ on Calls to Cell Phones That Violate the TCPA
It is very common for calls from a creditor or debt collector to be auto dialed (computer dialed or robo dialed) or to contain a pre-recorded message (sometimes called “robocalls”).
When these types of calls are made to your cell phone, the debt collector often violates the Telephone Consumer Protection Act (TCPA) which is a powerful law in your favor.
“I’ve Heard About Express Consent Under The TCPA, What Does… (Read more)
How To Revoke Consent To Call Your Cell Phone With Auto Dialers Or Pre-Recorded Messages
We have discussed elsewhere that often times creditors and collectors illegally call our cell phones with their computer or auto-dialed calls (robo calls) or pre-recorded messages.
In other words, not a live human being calling or leaving the message for us.
This can violate the Telephone Consumer Protection Act (TCPA), a federal law designed to stop these annoying computer (non human) calls to our cell… (Read more)
Is A Debt Collector Harassing You Illegally?
Find Out What Your Rights Are So You Can Take Action Against Abusive Debt Collectors!
We realize that dealing with debt collectors can be intimidating. Not just because abusive collectors are intimidating but also because you may not fully understand your rights and what collectors can, and cannot, do in collecting a debt from you.
We have laid out some typical questions that we are asked by Alabama consumers who want to know… (Read more)