Illegal Calls To Cell Phones

Find out why creditors and collection agencies hate the TCPA because of the damages you are entitled to when you get illegal calls to your cell phones.

New TCPA Rules Protect Consumers From Robocalls — Analysis Of Statement Of Chairman Tom Wheeler

Well, the collection industry and telemarketing folks are having a complete come apart over the losses they suffered at the FCC when they didn’t get everything they asked for, thankfully. The official order will be out soon and we’ll analyze it then but for now here is the statement by Chairman Tom Wheeler with our analysis in bold and italics. FCC STRENGTHENS CONSUMER PROTECTIONS AGAINST UNWANTED CALLS AND TEXTS Commission Responds to Requests from Businesses and Attorneys General for Guidance… (Read more)


FAQ on Calls to Cell Phones That Violate the TCPA

FAQ on Calls to Cell Phones That Violate the TCPA It is very common for calls from a creditor or debt collector to be auto dialed (computer dialed or robo dialed) or to contain a pre-recorded message (sometimes called “robocalls”). When these types of calls are made to your cell phone, the debt collector often violates the Telephone Consumer Protection Act (TCPA) which is a powerful law in your favor. “I’ve Heard About Express Consent Under The TCPA, What Does… (Read more)


FAQ About Debt Collector Harassment Which Violates The FDCPA

Is A Debt Collector Harassing You Illegally?  Find Out What Your Rights Are So You Can Take Action Against Abusive Debt Collectors! We realize that dealing with debt collectors can be intimidating.  Not just because abusive collectors are intimidating but also because you may not fully understand your rights and what collectors can, and cannot, do in collecting a debt from you. We have laid out some typical questions that we are asked by Alabama consumers who want to know… (Read more)


Illegal Calls To Cell Phones Under The TCPA and FDCPA

Illegal Calls To Cell Phones Under The TCPA and FDCPA Can I Sue A Collector For Calling My Cell Phone? For so many of us our cell phones are critically important. We sometimes say as long as we have our keys, wallets, and cell phones – then anything we forget can be replaced. So we always have our cell phones with us. Collectors know this – that’s why they call our cell phones. Is it legal for collectors to call… (Read more)


What is a removal of my case from state court to federal court?

What is a removal of my case from state court to federal court? This is where a state case is moved (“removed”) to federal court. So the case literally started in state court and now is transferred to federal court.  That’s basically what this means. This is the right of a defendant who is sued in state court if one of two things has happened. The first situation is when there’s a federal claim involved. Let’s say you sue an… (Read more)


Make sure your lawyer answers all of your questions before hiring the lawyer

Make sure you get answers from any lawyer you are thinking of hiring. Otherwise, you won’t feel comfortable with your representation. You have questions — make sure before hiring a lawyer that you get all of your questions answered The primary reason you consider hiring a lawyer is because you have questions about the law or how the legal process works.  Especially when you are considering being in court — it is natural that you would have questions. So here… (Read more)


Can I sue my credit card company for violating the TCPA by blowing up my cell phone?

Can I sue my credit card company for violating the TCPA by blowing up my cell phone? While they would love for the answer to be “NO” as they don’t like getting sued for blowing up your phone….  The correct answer is “Yes, you can.” Absolutely. This is one of the most common type of TCPA (Telephone Consumer Protection Act) lawsuits that we file in Alabama. So much of whether you in particular can sue comes down to the question… (Read more)


Can debt collectors really violate the TCPA?

Can debt collectors really violate the TCPA? The TCPA, or Telephone Consumer Protection Act, keeps us protected (for the most part) from unwanted calls or texts. Often consumers wonder if the law applies to debt collectors who claim that a debt is owed. Absolutely. When they robo-dial your cell, or text your cell without your permission, they’re violating the TCPA. In other words, if they’re using a computer to blow up your phone, then they’re breaking the law unless you… (Read more)


Should I keep a signed copy of any letter I send to a debt collector?

Should I keep a signed copy of any letter I send to a debt collector? Discover answers to whether you should keep a signed copy of letters you send to debt collectors This is a question that comes up when we’re dealing with debt collectors. Yes, you should keep a signed copy. We want to have proof of what we’ve sent to them. In this article, we’re just talking about whether or not to keep a signed copy, not how… (Read more)