General Consumer Issues

We understand that sometimes it is easier to learn by watching a video and that you may also want to get a feel for who we are and how we discuss legal matters.

We welcome you to view our videos below – you can simply click on the button that appeals to you and we hope that the videos you find will be very helpful to you.

Can your credit card company defer payments due to Covid-19?

Can your credit card company defer payments due to Covid-19? We are all being affected by Covid-19 in some way.  Maybe you’re not able to work or you are struggling to pay for childcare when the schools are closed. Perhaps you are dealing with mounting medical bills. For whatever reason, you are struggling to pay the credit card, the car loan, or the mortgage.  While going through these uncertain times, be sure to keep the following things in mind.  NOTE: … (Read more)


Stupid mistake I made nearly caused me to lose a case

Stupid mistake I made nearly caused me to lose a case I want to tell you about a stupid mistake I made that was almost very costly. I tried to take a shortcut and it almost blew up in my face.  One day, I had a very important hearing in a big case about four hours away from my home. The trial was early in the morning and I did not want to wake up at 4:00 AM to drive four… (Read more)


What are before and after witnesses in a lawsuit?

What are before and after witnesses in a lawsuit? You have been asked to provide before and after witnesses for your case. What are they and why are they important? We’ve all seen before and after photos. The person in the before photo is miserable, unhappy, overweight, grumpy or whatever the case may be. After the cleanse, the exercise program, whatever is being advertised, they are glowing, happy, and feeling great.  The point is to illustrate a dramatic change resulting… (Read more)


3 questions you must ask before filing any type of lawsuit

3 questions you must ask before filing any type of lawsuit These three questions apply to any lawsuit – personal injury, consumer lawsuits, etc. These are not all of the questions, but they are the most basic, big picture questions you must answer first.  Did the defendant do anything wrong? Are you hurt or damaged? Does the defendant have money or insurance to pay for your damages? Let’s look at each of these in more detail.  1. Did the defendant in this lawsuit do anything… (Read more)


Referring lawyers — have a case you would like us to look at for you?

We welcome referrals from lawyers inside or outside of Alabama Many of our cases — and particularly our bigger cases — come from referring lawyers who refer their consumer cases to us.  While most people who send us cases are lawyers we have worked with for many years, we wanted to share this information primarily for lawyers we have not worked with so you will understand the process.  We want to make any referrals as easy as possible for you.… (Read more)