Learn more about your options regarding bankruptcy and some alternatives to bankruptcy. We also will discuss what happens after bankruptcy.

Biggest Financial Mistake — Filing Bankruptcy Because Of Collectors?

Biggest Financial Mistake — Filing Bankruptcy Because Of Collectors? Are you considering bankruptcy because you are sick of dealing with abusive debt collectors?  Take five minutes and read this article to understand why this may be one of the biggest financial mistakes you could make. Bankruptcy is a legitimate option if you have no other choice.  Sometimes our debts and income and assets just don’t add up the right way.  This is what bankruptcy is for — to get a… (Read more)

What does the bankruptcy of CACH (Square Two) mean for collection suits and FDCPA suits?

A practical explanation of what it means that CACH has filed bankruptcy On March 19, 2017, CACH (through Square Two Financial Services Corporation) filed a voluntary petition for relief under Chapter 11 of Title 11 of the United States Code in the United States Bankruptcy Court for the Southern District of New York, Case No. 17-10663, and jointly administered under In re Square Two Financial Services Corporation, et al., Case No. 17-10659. OK in simpler terms, CACH went bankrupt. What… (Read more)

Make sure your lawyer answers all of your questions before hiring the lawyer

You have questions — make sure any lawyer you consider hiring answers all of your questions The primary reason you consider hiring a lawyer is because you have questions about the law or how the legal process works.  Especially when you are considering being in court — it is natural that you would have questions. So here are some suggestions as you go through the process of finding and hiring a consumer protection lawyer. Make a written list of any… (Read more)

Why Are Collectors/Creditors Still Harassing Me After The Debts Were Discharged in Bankruptcy?

You made the decision to file bankruptcy and then he received your discharge order which means you are no longer liable for the debts that were discharged in bankruptcy. This is your moment to get a fresh start. But…. Creditors and collection agencies are still harassing you about the discharge debts. Two questions come to mind. First, why am I still being harassed over these debts when I legally discharge them and my chapter 7 bankruptcy? Second, what do I… (Read more)

The dirty secret of hiring a great lawyer

The dirty secret is it is very difficult knowing for certain that you have found a good lawyer to represent you in whatever legal matter you have.  (At the end of this lengthy article I talk about how my family made the decision on hiring a lawyer as this might be helpful to you). I know this sounds like a crazy thing to say, since I’m a lawyer who clients hire to represent them, but it is the truth. The… (Read more)

What Is Difference In Automatic Stay And Discharge Order?

When you file a bankruptcy, the judge will automatically enter what is known as the automatic stay order that will last until the case is over.  When your bankruptcy case is over, the normally you will receive a discharge order. So what do these orders do and what is the difference between them? The automatic stay order is to maintain the status quo. It is to make sure that none of your creditors are debt collectors take any action against… (Read more)