Sued by a Debt Collector

Just because you are sued by a debt collector does not mean you will lose. Whoever sues you must show it owns the debt and that you owe the debt.

Debt collector sue you? Find out your 5 options now….

The video above is quite comprehensive but we realize some folks prefer to read rather than watch a video so we have the transcript below.  Feel free to watch (or listen — the slides are not critical to understand the presentation) or read — whatever your preference is…. And I realize you may rather just pick up the phone and call us — feel free to do this by calling 205-879-2447 and we’ll be happy to chat with you.  You… (Read more)


FAQ About Being Sued By A Debt Collector In Alabama

What to Expect When You Are Being Sued — Questions and Answers Regarding Collection Lawsuits So you have been sued by a debt collector (debt buyer) — Asset Acceptance, CACH, Cascade, LVNV Funding, Midland Funding, Portfolio Recovery, Unifund, Velocity, etc. and you have been served with the summons. Or perhaps you are receiving letters from lawyers or non lawyers telling you that you are being sued — what do you do? Our goal is to help you understand your rights… (Read more)


Why do debt collectors and debt buyers lie about receiving a recent payment?

Simple answer — to claim the statute of limitations (time to sue you) has been restarted by the recent payment. So let’s take an example of how a collector tries to lie to get around the statute of limitations. Debt buyer sued you for a debt you defaulted on 7 years ago.  The statute of limitations for credit card type debt is, at most, 6 years. So the debt collector has filed the lawsuit too late. But. What if it… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Seventeen — What Do You Do Now?

This is our final part of this seventeen part series of articles where we answer your debt collection lawsuit questions.  In this last part we discuss, what do you do now?  You have learned a tremendous amount of information — but what do you do with all of this information? Let’s review what we have previously covered through the first sixteen parts of this series: Overview of the complaint or lawsuit filed against you What does it mean to be… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Sixteen — After Circuit Court Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens after a trial in Circuit court), here is what we have previously covered through fifteen parts: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Fifteen — After Small Claims or District Court Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens after a trial in Small Claims or District court), here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Fourteen — Circuit Court Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens in a trial in Circuit court), here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your own option Hiring… (Read more)