“How do I stop Asset Acceptance from computer calling me on my cell phone after I beat them at trial?”
We had a question from a website visitor about Asset Acceptance, a debt buyer (debt collector), who sued the consumer and lost. But it is still calling the consumer’s cell phone, spouse’s cell phone, and even the consumer’s child’s cell phone.
To show it has no concern for the rights of the consumer, Asset Acceptance is credit reporting the account… (Read more)
Why Are Collectors/Creditors Still Harassing Me After The Debts Were Discharged in Bankruptcy?
You made the decision to file bankruptcy and then he received your discharge order which means you are no longer liable for the debts that were discharged in bankruptcy.
This is your moment to get a fresh start.
But….
Creditors and collection agencies are still harassing you about the discharge debts.
Two questions come to mind.
First, why am I still being harassed over these debts when… (Read more)
The dirty secret of hiring a great lawyer
The dirty secret is it is very difficult knowing for certain that you have found a good lawyer to represent you in whatever legal matter you have.
(At the end of this lengthy article I talk about how my family made the decision on hiring a lawyer as this might be helpful to you).
I know this sounds like a crazy thing to say, since I’m a lawyer who clients hire to… (Read more)
My partner Stan Herring is going to be doing a training for lawyers in Alabama and outside Alabama on the changes to the Telephone Consumer Protection Act (TCPA) which have occurred recently with new regulations that went into effect in October 2013. There are also changes by judges that are happening on an almost daily basis it seems.
You can sign up for this webinar here at the M. Lee Smith website.
Here are the highlights:
In 2012, the Federal… (Read more)
Robo Dialed Calls To Cell Phones: Cost of $500 or up to $1500 Per Call?
So how much money does a creditor or debt collector owe you if they have illegally called your cell phone with a computer dialer or a pre-recorded message in violation of the TCPA (Telephone Consumer Protection Act)? If they made one or more robo dialed calls?
$500.
or up to $1500.
Per call.
While we still run into defense lawyers who don’t know the law… (Read more)
TCPA: Follow Up Questions After the 5 Keys
So we went through some background information on the TCPA (Telephone Consumer Protection Act) as well as the five keys to protecting yourself with this law.
Now here are some questions we have been asked. We’ll add to this as we get more questions.
Are debt collectors covered under the TCPA?
A lot of times, debt collectors take the position of, “We’re not subject to that law.”
I know the kind of… (Read more)