How should your lawyer communicate with you as a client? If you hire a lawyer, how should your lawyer communicate with you and how should you communicate with your lawyer? Here’s the bottom line – the communication should be done in a way that is best for you. You need to express that to your lawyer. Your lawyer may not be able to do this exactly how you want, but there should be some conversation and an attempt to come… (Read more)
General breakdown of the 5 categories FICO looks at for your credit score FICO is the dominant credit scoring model in the country used to determine eligibility for mortgages, auto loans, credit cards, and more. There are 5 categories used by FICO to determine your credit score: Payment History Amount / Utilization of your debt Age of debt Number of inquiries Mix of debt In this article, we will provide a brief overview of these categories and what they mean. … (Read more)
Have to wear a mask in court? Then practice under the same conditions as a trial with a mask on. You have a court date coming up and you understand that either your courthouse or your particular judge requires you to wear a mask. How do you prepare for that? I understand that for some reason a mask is very triggering for some people. This article is not about the effectiveness of masks or anyone’s political views. This article is… (Read more)
Can your credit card company defer payments due to Covid-19? We are all being affected by Covid-19 in some way. Maybe you’re not able to work or you are struggling to pay for childcare when the schools are closed. Perhaps you are dealing with mounting medical bills. For whatever reason, you are struggling to pay the credit card, the car loan, or the mortgage. While going through these uncertain times, be sure to keep the following things in mind. NOTE: … (Read more)
Stupid mistake I made nearly caused me to lose a case I want to tell you about a stupid mistake I made that was almost very costly. I tried to take a shortcut and it almost blew up in my face. One day, I had a very important hearing in a big case about four hours away from my home. The trial was early in the morning and I did not want to wake up at 4:00 AM to drive four… (Read more)