Archive for 2015


Free video series to stop foreclosures in Alabama

There is so much mis-information about foreclosures, loan modifications, etc. in Alabama.  Where do you turn and what do you do? We have several resources for you. Our most comprehensive is our 4 video series (with detailed workbook) that you can watch for free.  This is not for someone looking for an “easy” button or who is not willing to work to stop a foreclosure. We go into tremendous detail in these videos which range from about 20 minutes to… (Read more)


Is it important to respond to a summary judgment motion in an ejectment case?

“Is it important to respond to a summary judgment motion in an ejectment case?” If you are facing a summary judgment motion in your ejectment case, you must respond in the right way and at the right time. What is an ejectment case? If you get foreclosed on your Alabama home and do not move out, you will almost certainly be sued in an “ejectment” lawsuit.  This is where the alleged new owner of your property, almost always the mortgage… (Read more)


What Appeal Option Is There In District Or Small Claims Court In Alabama?

“What Appeal Option Is There In District Or Small Claims Court In Alabama?” You’ve been sued in district court or small claims court in Alabama by a debt collector, and it crosses your mind, “Well, what if I lose? Do I have any options?” What if you win? Does the debt collector have any options? The simple answer is yes. Whoever loses in small claims or in district court can appeal. Normally whoever loses has 14 days to appeal. The… (Read more)


Sued for ejectment after a foreclosure? Avoid these mistakes.

Sued for Ejectment Following a Foreclosure? What Should You Do Right Now? Hello and welcome to our video. My name is John Watts. I’m a consumer protection attorney in Alabama, and we represent homeowners who have had a foreclosure and then have been sued for what in Alabama is called “ejectment,” or an eviction. I appreciate you joining with us in this journey, and we trust that the time that we’re going to spend together will be very useful. If… (Read more)


5 critical things to do when you are behind on your mortgage to avoid a foreclosure

Essential Steps To Help You Prevent A Foreclosure If You Are Behind On Your Home Mortgage Payments You realize you are behind on your mortgage payment to Bank of America, Chase, Ocwen, etc. — what do you do now? Let’s look at your situation and figure out some solutions. First, you are feeling an intense amount of pressure and stress because if you can’t get this situation fixed, you know you can lose your house.  If you simply don’t have… (Read more)