What happens with your credit report after you win your collection trial?
When you are in court and you win, what happens with your credit report after the trial? You want the debt removed from your report, but how does this happen?
Do you ask the judge?
Does this happen automatically?
In this post, we’ll discuss how to wrap things up after you win.
You’ve won your court case. What happens with your credit report now?
The judge does not… (Read more)
How to know if Rule of Evidence 106 applies in your state court debt collection case
Recently, we made a post discussing Rule of Evidence 106, also known as the Completeness Doctrine. Since making this post, we have received quite a few questions.
This rule says that if you introduce part of a document then you are in fairness required to submit the entire document if requested.
One of our Youtube viewers commented:
“I quoted this rule to the plaintiff’s… (Read more)
FDCPA: Get a statement when a debt collector calls a third party
One of the most terrible violations of the Fair Debt Collection Practices Act (FDCPA) that debt collectors make is contacting a third party about a debt.
What is a “third party”?
A third party is anybody other than you, your spouse, or your lawyer.
Everyone else in the world is a third party.
There are very strict rules about when a debt collector can contact a third party,… (Read more)
Can I take notes with me to my collection trial to help me remember what happened?
Can you take notes to your upcoming collection trial?
Should you take notes to court?
If you take notes to court, what does that mean?
In Alabama, where I practice, you can certainly take notes with you to a trial.
Anything that you take with you to court can be questioned by the other side.
The collection lawyer can ask to see your notes. … (Read more)
What should I do if I want to defend my own collection lawsuit?
You’ve been sued and you’ve made the decision to defend yourself in your own collection lawsuit.
You’re not going to hire a lawyer, or give up, or even settle.
You want to defend yourself and fight the lawsuit.
What should you do?
If possible, go to court and watch your particular judge.
At the time of this article, in 2020, we are still in the middle of… (Read more)
Evidence Rule 106: Completeness Doctrine in Debt Collection Lawsuits
In this portion of our ongoing series discussing important rules of evidence, we will be taking a closer look at Evidence Rule 106. Specifically, we are looking at how Rule 106 works within a debt collection lawsuit.
This is for lawyers who don’t normally go to court or consumers who do not have a lawyer and will be representing themselves.
You’ve been sued by a debt buyer such as LVNV, Midland… (Read more)