Why Are Collectors/Creditors Still Harassing Me After The Debts Were Discharged in Bankruptcy?
You made the decision to file bankruptcy and then he received your discharge order which means you are no longer liable for the debts that were discharged in bankruptcy.
This is your moment to get a fresh start.
But….
Creditors and collection agencies are still harassing you about the discharge debts.
Two questions come to mind.
First, why am I still being harassed over these debts when… (Read more)
The dirty secret of hiring a great lawyer
The dirty secret is it is very difficult knowing for certain that you have found a good lawyer to represent you in whatever legal matter you have.
(At the end of this lengthy article I talk about how my family made the decision on hiring a lawyer as this might be helpful to you).
I know this sounds like a crazy thing to say, since I’m a lawyer who clients hire to… (Read more)
“Will I Get A Copy Of The Lawsuit When You File It?”
Yes, if you have hired us as your lawyer, then as soon as we file your case, you will get what is known as a “stamped filed” copy of the lawsuit.
This means that once we have a copy of it, or the “complaint,” that has been stamped as being filed by a federal court, then we will send that to you.
We generally send this both as… (Read more)
“Do Federal Judges dislike suits against collectors?”
I can’t speak for how judges are everywhere but the federal judges I’ve been in front of in Alabama and other states have not shown any dislike for our cases brought under various federal laws against debt collectors.
So this article is for consumers who are wondering if their rights have been violated and also for lawyers who are looking to bring a suit and wondering if they should.
We train lawyers how… (Read more)
FDCPA Cases — What Does It Mean To Be “Removed” To Federal Court?
If you file a Fair Debt Collection Practices Act (FDCPA) case against an abusive debt collector, and you file it in Alabama state court, the debt collector normally has the right to “remove” the case from state court and put it in federal court.
Let’s talk about how this can happen and then why it happens.
If you sue under a federal statute, such as the FDCPA,… (Read more)
“Debt collector Midland contacted me but the statute of limitations is 3 years in Alabama so I’m going to ignore them”
If I can be blunt, it is incredibly foolish to ignore a lawsuit. It is also very foolish to simply ignore a debt collector because you assume that the three-year statute of limitations will give you protection.
We have talked in a recent article about the controversy that surrounds what exactly the statue limitations is Alabama.
Unfortunately, we have… (Read more)