Sued by a Debt Collector

Just because you are sued by a debt collector does not mean you will lose. Whoever sues you must show it owns the debt and that you owe the debt.

Debt collector sue you? Find out your 5 options now….

The video above is quite comprehensive but we realize some folks prefer to read rather than watch a video so we have the transcript below.  Feel free to watch (or listen — the slides are not critical to understand the presentation) or read — whatever your preference is…. And I realize you may rather just pick up the phone and call us — feel free to do this by calling 205-879-2447 and we’ll be happy to chat with you.  You… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Fourteen — Circuit Court Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens in a trial in Circuit court), here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your own option Hiring… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Thirteen — District Court Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens in a trial in District court), here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your own option Hiring… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Twelve — Small Claims Trial

This is our continuing series of articles where we answer your debt collection lawsuit questions.  Before we jump into this article (which is about what happens in a trial in Small Claims court), here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your own option… (Read more)


Was I served if I was given papers, but didn’t sign for anything?

“Was I served if I was given papers, but didn’t sign for anything?” Many of the lawsuits that we deal with involve debt collectors, and this is a good question to be asking. It’s incredibly important to understand when you’re served because that triggers your deadline to answer the lawsuit. You have 14 days to answer if you were sued in Small Claims or District court, and you have 30 days if you were sued in Circuit court.  All of… (Read more)


Alabama Debt Collection Lawsuit — Was I served if the papers were given to a family member?

“Was I served if the papers were given to a family member?” This is a question that we receive quite often, and it’s a great question. It’s important to figure out the answer to whether or not you’ve been served properly when you’re dealing with a debt collection lawsuit. Let’s say that there were papers sent to an address where you used to live, but you don’t live there anymore. Then the deadline passes and you’ve got a default judgment… (Read more)