FDCPA: What are punitive damages against abusive debt collectors?


FDCPA: What are punitive damages against abusive debt collectors?

FDCPA: What are punitive damages against abusive debt collectors?So you’re suing an abusive debt collector under the FDCPA (Fair Debt Collection Practices Act), and you’re wondering, “How do I get punitive damages under the FDCPA?”

This is actually a bit of a trick question.

You can’t get punitive damages under the FDCPA.

If you only sue a debt collector for punitive damages, it won’t happen under the FDCPA.

However, almost every case we’ve had against abusive debt collectors under the FDCPA, we’ve also sued under state law.

This includes invasion of privacy, malicious prosceution, etc.

There are all sorts of reasons that we can sue, in Alabama, against abusive debt collectors.

Generally, under an Alabama state law claim, we can get these punitive damages.

If we can prove that the debt collector was acting wantonly, invaded your privacy, etc, then you can be awarded punitive damages.

Now, you may be wondering, “What’s the purpose of punitive damages?”

These damages teach abusive debt collectors a lesson.

It teaches them that they will be punished if they break the law.

In addition, it discourages them from violating the law in the future.

Not just the debt collector that broke the law, but every other debt collector will see the consequences of breaking the law.

This is a powerful tool you can use.

If you’re dealing with an abusive debt collector, you should consider looking at whether or not state law can apply to your situation.

If you have any questions, feel free to get in touch with us.

We would be glad to help you figure out your best course of action.

You can reach us by phone at 1-205-879-2447.

Or you can fill out a contact form and we will get in touch with you quickly.

We look forward to chatting with you

Thanks for taking the time to read this, and have a great day!

-John G. Watts

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