How is it legal to get sued by ncslt when I discharged my student loans?
How is it legal to get sued by National Collegiate Student Loan Trust when I discharged my student loans?
Consumers in Alabama ask, “I filed bankruptcy several years ago, so why is NCSLT suing me for a discharged debt?”
This is a good question, because it doesn’t make sense to get sued if you received a discharge..
When someone files a Chapter 7 Bankruptcy, their student loans can be discharged.
They’ll talk with their bankruptcy attorney, and the attorney will say, “Oh yes, your student loans have been discharged, and you have the discharge paper, so you’re all set.”
It’s important to make sure that your student loan debt is truly discharged.
Does your discharge paper specifically say that your private student loans have been discharged?
Your discharge paper does explain what can be discharged.
Whatever can’t be taken care of in a normal discharge, you’ll need to file an adversary proceeding (AP) to get the court to specifically rule that your private student loans can be discharged.
It’s pretty rare, but there are instances where you file for a Chapter 7 Bankruptcy, and your loans are wiped out.
If your student loans have been wiped out, then NCSLT has a huge problem on their hands.
If you have specific evidence to prove that your student loans have been wiped out, then the lawsuit should go away.
Talk to a consumer protection attorney.
Look at your options for suing NCSLT.
No one can ever collect on a discharged debt, because it’s been wiped away.
If your student loans have not been discharged, then you’ll need to take action.
You may need to fight the case, or settle it.
If you’d like some resources on taking action, visit StudentLoanLawsuitDVD.com.
There we have a video about being sued by National Collegiate, and what actions you can take.
Contact Us.
If you live in Alabama and you have any questions, you can reach us by phone at 1-205-879-2447.
You can also fill out a contact form and we will get in touch with you as soon as possible.
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Have a great day.