The sooner you know about your collection lawsuit, the better
You may be wondering, “What should I do if I’m getting a letter from Ferry & Nicholas, a bankruptcy lawyer, or a sheriff’s deputy?”
This is a natural question, because getting letters from places like Ferry & Nicholas, or bankruptcy attorneys, about being served in a collection lawsuit can be disturbing to us.
Well, the sooner you know about it, the better.
Personally, we would never hire Ferry & Nicholas.
You can do whatever you wish, but we would never hire them.
However, I know that they will send you a letter the day after you’ve been sued, and talk about how they can help you.
I don’t think they can help you, but their letter is a good indication that you have been sued.
You should take their letter as a warning.
Their letter makes you aware of the collection lawsuit.
Even though bankruptcy lawyers aren’t supposed to send you letters until at least 7 days after you’re served, they tend to send you a letter within a few days of your service date.
These lawyers ignore the rules and send you these letters soliciting you to hire them to file bankruptcy to stop the lawsuit against you.
They may be vague in their letter to avoid ethical laws and say they you may need their help, but they really are contacting you because of your collection lawsuit.
They aren’t just sending out letters randomly to Alabama consumers.
Putting aside the fact that they shouldn’t have sent that letter to you so early, you should treat their letter as information that you’ve been sued, and you need to check this matter out.
Depending on who sends the letter, your case number may be in their letter.
Typically, the bankruptcy lawyer will not put it in there, because they think that it protects them from the rules.
However, Ferry & Nicholas will usually put the case number in there for you.
Here’s the simple way to get your case number.
Call our office at 1-205-879-2447.
Let our receptionist know that you think you’ve been served, or if you’ve gotten these letters saying you’ve been sued, and that you want to check and see if that’s true.
If you give us your name, and whatever information that can help us find your case, we will gladly get your complaint for you and email it to you.
It doesn’t mean you’ve been served if we send you a copy — it just helps to be able to look at what you’re dealing with.
If you have been sued, we will gladly walk you through your options.
You’ll be happy to know that most of your options do not involve bankruptcy.
If you want more information on your options, feel free to call us at 1-205-879-2447, or you can read one of our articles on your 5 options.
Remember, even though it’s upsetting to get these letters, it makes you aware of something that needs to be taken care of.
Don’t throw these letters away, because this is valuable to know about your collection lawsuit.
Again if you have any questions, or you would like to know about your options, you can call us at 1-205-879-2447, or you can fill out a contact form.
I look forward to talking with you!
Have a great day.