What if I forget a creditor – can you add that later to my chapter 7 bankruptcy?
With your written permission, we will generally pull the creditors listed on your three major credit bureau reports. Then you will also get us a list of creditors you owe.
Between these two methods, we usually will get all your creditors listed in your petition prior to filing.
If a creditor slips through the cracks and you become aware of this after you file your petition, your petition may be amended to include the creditor. There will be an additional, smaller filing fee with the Bankruptcy Court for filing amendments adding creditors.