How can Chapter 7 get rid of a judgment?
A judgment for an unsecured, non-priority debt can be eliminated with a Chapter 7 bankruptcy where the underlying debt and creditor is included in the Chapter 7 case. When you receive a discharge of that debt in Chapter 7 bankruptcy, there is no longer any debt for that judgment to collect.
However, if a judgment has been perfected as a lien on property, there are extra documents that must be completed to determine if the lien may be removed through a motion filed with the Bankruptcy Court while your bankruptcy cases is pending.