“Is the statute of limitations in Alabama on a credit card lawsuit 3 years?”
If you have been sued in Alabama on a credit card debt — normally by a company such as LVNV, Midland or Portfolio — then you are wondering if the statute of limitations is really 3 years. This is critically important as these debt buyers (debt collectors who claim to buy the debt) almost never sue within 3 years. Instead they sue between 3-6 years after… (Read more)
“Who is VanSlam, Inc. and why are they coming to my house?”
If you have a message from “VanSlam, Inc.” or they come to your house, it is normally because you are being sued and VanSlam is the process server — the company who will give you the lawsuit papers (Complaint) which will start the clock running on your time to answer.
Apparently VanSlam, Inc. is owned by a “Ervin VanSlambrouck” and we have seen service made by a “Brandon… (Read more)
If you want a judgment against you, then admit you owe the debt buyer when you file your answer in Alabama court
You have been sued by a debt collector and you have been served.
So now the time is running for you to Answer the lawsuit.
You have 14 days in Small Claims or District Court and 30 days in Circuit Court.
“How do I answer the lawsuit?”
I can’t tell you specifically what to put unless I represent… (Read more)
“What are request for admissions I received in my debt collection lawsuit?”
If you have been sued in circuit court by a debt collector in Alabama, and you received “Request for Admissions,” you may be wondering what in the world these things are and do you need to answer them.
What is a request for admission?
This is a type of discovery request where the debt collector asks you to do one of two things to the question asked:
Admit… (Read more)
“Why am I getting letters from bankruptcy lawyers before I get served with the collection lawsuit?”
You likely are getting multiple letters from bankruptcy lawyers mentioning that you have been sued or you might need help with your bills.
They then tell you that bankruptcy can be a wonderful solution and without any other information you should give them a call as time is running out.
Let’s look at this….
There is some good that comes from these letters —… (Read more)
“I’ve been sued by National Collegiate Student Loan Trust — what do I do now?”
More more Alabama consumers are being sued by National Collegiate Student Loan Trust for private student loans.
The question is,”What do I do now that I’ve been sued?”
Please watch the video up above either before or after reading this article and the comments.
It is long (well over an hour) but if you have sued and taken the action to find out about your… (Read more)