Just because you are sued by a debt collector does not mean you will lose. Whoever sues you must show it owns the debt and that you owe the debt.
IF I FIGHT THE COLLECTION LAWSUIT ON MY OWN… “Who will file my answer in court?” If you say, “I want to look at the option of fighting the lawsuit, but I do not want to hire a lawyer. I want to do it on my own.” With this option, who will file your answer in court? Well, that’s easy. You will file it. You don’t have a lawyer to file the answer for you so you file the answer… (Read more)
You can find part one (what is the collection lawsuit), part two (being served), and part three (overview of your five options). You are also welcome to watch the entire video (over two hours long) on youtube. Now let’s turn our attention to your first of five options — filing bankruptcy. IF I FILE BANKRUPTCY… “Why is bankruptcy such an extreme option?” Now let’s really dive into the first option of bankruptcy. So why do I say bankruptcy is such… (Read more)
You can find part one of this frequently asked question series on debt collection lawsuits here. And part two on being served with the lawsuit is here. If you want to watch the entire video (over two hours and answering more than 150 questions), you can find it here on our Youtube channel. WHAT ARE MY OPTIONS WHEN SUED? So let’s talk about what your real options are, not using some bogus settlement company or some law firm that has… (Read more)
(You can find part one of this frequently asked question series on debt collection lawsuits here). If you want to watch the entire video (over two hours and answering more than 150 questions), you can find it here on our Youtube channel. WHAT DOES IT MEAN TO GET “SERVED”? “What does being served mean?” Being served simply means that under the definition of the law, you are now required to respond to the lawsuit. You’ve been handed the lawsuit papers… (Read more)
How do I settle my original creditor collection lawsuit on my own? If you’re dealing with an original creditor lawsuit, you may have made the decision to settle with them on your own. You may be thinking, “How do I go about settling my case?” Well, I can’t speak to your specific situation, since I don’t represent you, but I’ll give you some thoughts to keep in mind about how this is usually done. First, you need to decide what… (Read more)
SUED IN ALABAMA BY A DEBT BUYER OR DEBT COLLECTOR? Welcome to Your Ultimate Survival Guide Alabama Consumer Protection Lawyer John Watts Reveals Over 150 Answers That The Debt Buyers Don’t Want You To Know About This is part one and we will link to the other parts when we get them up on this website. (This is from a book we have and shortly we will make the entire book available for consumers in Alabama). This first section will… (Read more)