Sued By A Debt Collector

Just because you are sued by a debt collector does not mean you will lose. Whoever sues you must show it owns the debt and that you owe the debt.

What is a judgment in an Alabama debt collection lawsuit?

“What is a judgment in an Alabama debt collection lawsuit?” When we’re talking about collection lawsuits in Alabama, we mention various judgments. We talk about avoiding a default judgment, and why we don’t agree to consent judgments. We also have to wonder about summary judgments or even judgments at the end of a lawsuit. Sometimes we don’t define what these words mean, so we want to explain what exactly this document is in an Alabama debt collection lawsuit. A judgment… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Ten — What Happens Before Trial?

Welcome back to our series on answers to your debt collection lawsuit questions.  Before we jump into this article, here is what we have previously covered: Overview of the complaint or lawsuit filed against you What does it mean to be served? Overview of 5 options you have when sued Bankruptcy option Fighting the lawsuit on your own option Settling the lawsuit on your own option Hiring a lawyer to fight the lawsuit Hiring a lawyer to settle the lawsuit… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Nine — The Answer Filed In Court

This is part nine in our series where we answer your questions about Alabama debt collection lawsuits.  In this part, we talk all about the “Answer” which is your response to the lawsuit or “complaint” filed against you by the debt collector. In case you want to see any of the previous articles, here is a list of them.  Simply click on the one you want to read: Overview of the complaint or lawsuit filed against you What does it… (Read more)


Alabama Debt Collection Lawsuit — Part Eight — Hiring Lawyer To Settle The Case

Welcome to part eight of our series.  To give you the context before we jump into the option of hiring a lawyer to help you settle the debt collection lawsuit, here is what we have covered in parts one through seven: What is the lawsuit against you? What does it mean to have the debt collection lawsuit “served” on you? A quick overview of the five options you have once you are sued Option One:  Bankruptcy Option Two:  Fight the… (Read more)


Alabama Debt Collection Lawsuits — Part Seven — Hiring Lawyer To Fight The Lawsuit

Now we will turn to your fourth option — hiring a lawyer to fight the collection lawsuit.  As a reminder here are the previous articles in this series: What is the collection lawsuit What does being served mean Overview of your five options Bankruptcy Fighting the lawsuit on your own Settling the collection lawsuit on your own   IF I HIRE A LAWYER TO FIGHT THE CASE… “How will I know if I have a good chance to win the… (Read more)


Alabama Debt Collection Lawsuit Questions — Part Six — Settling The Lawsuit On Your Own

In this part of our continuing series, we discuss your “third option” which is to settle the debt collection lawsuit on your own. Here are the previous parts of this series: Overview of what is the collection lawsuit What does it mean to be served Overview of your five options Option One — bankruptcy (rarely appropriate) Option Two — fighting the lawsuit on your own Now let’s get into this option and it all starts with a reminder you must… (Read more)