What Does It Mean to Be Sued by a Debt Collector in Alabama? What Does It Mean to Be Sued? Being sued by a debt collector in Alabama means that a court has officially filed a lawsuit against you. This is not the same as someone saying you owe money or sending you a letter. It is an official process involving the court system. In this article, we will discuss some common misunderstandings about being sued, walk through the… (Read more)
What You Need to Know About Debt Buying Laws in Alabama When someone says you owe money and takes you to court in Alabama, it is important to know what is allowed by the law. Sometimes, people think buying and selling debt is not allowed. But that is not true! In Alabama, companies can buy and sell these debts, but they must follow the rules. In this article, I will help you better understand the bet laws in Alabama. … (Read more)
Understanding Your Legal Options: A Guide to Handling Debt Collection Lawsuits in Alabama When faced with a debt collection lawsuit in Alabama, it is easy for you to feel stressed. And overwhelmed and uncertain about you legal rights and options. This guide help you know the steps to take when you are sued by debt collectors such as LVNV, Midland, Portfolio Recovery Associates (PRA), etc. This series will also give you a roadmap to get to the good solution you… (Read more)
Preparing for Your Day in Court: A Guide for Self-Representation in Debt Collection Lawsuits If you find yourself facing a debt collection or debt buyer lawsuit and have chosen to represent yourself, it’s crucial to prepare adequately. This guide provides practical tips on how to familiarize yourself with the courtroom and the judge’s procedures before your trial day. Understanding the Importance of Preparation The first step in preparing for your trial is understanding the importance of being familiar with… (Read more)
Damages under FDCPA including discussion of emotional distress damages Understanding the FDCPA and its Damages There is often confusion about the damages one can receive under the Fair Debt Collection Practices Act (FDCPA). When you sue an abusive debt collector under the FDCPA, what exactly are you entitled to? Is it less than a thousand dollars, a hundred thousand, or can you get punitive damages? This article aims to clarify these questions and provide a comprehensive understanding of the… (Read more)