Midland Funding collection lawsuits in Alabama in 2019
If you have been sued in an Alabama collection lawsuit by the debt buyer Midland Funding, you have a lot of company. From January 1, 2019, to March 15, 2019, Midland Funding filed 3842 lawsuits in Alabama.
That’s 3842 lawsuits in 74 days.
And these lawsuits are filed all over the state — from Madison County in the northern part of the State to Jefferson County to Montgomery County to Mobile County. And every other County in Alabama.
These lawsuits are filed by two of the largest and most experienced collection law firms in Alabama:
Zarzaur & Schwartz, PC in Birmingham.
Moxley & Associates, LLC in Montgomery.
Both of these law firms sue consumers all over Alabama for Midland Funding.
Most people sued just . . . give up. They do nothing and a default judgment happens. Or they assume they owe Midland because they owed the original credit card.
You have other (better) options — keep reading to find out . . .
So what do you do if you are sued by Midland?
First, take it very seriously as this is the debt collection firm that files the most lawsuits in Alabama. And it has two of the best collection law firms that know what they are doing in suing you.
Second, figure out your deadline to respond to the lawsuit. You first start with the date you were served. Then you have 14 days from the date of service to respond if you were sued in District or Small Claims Court. If you were sued in Circuit Court, you have 30 days from the date of service.
Third, look at your five options:
- File bankruptcy . . . rarely a good idea for 99% of Alabama consumers sued
- Fight the lawsuit on your own . . . this can work if you are willing to put in the time and effort to go up against Midland
- Settle the lawsuit on your own . . . you need to understand about taxes and credit reporting if you go this route
- Hire a lawyer to fight the lawsuit . . . make sure you have a good understanding of why the lawyer feels he or she can win your case
- Hire a lawyer to settle the lawsuit . . . what will the cost be and how will this impact you with credit reporting and taxes
Fourth, take action now! This is the most important step. You must move. You must take action. Or all the knowledge in the world is worth nothing. Many actions you take can be corrected even if they are wrong but doing nothing is very hard to correct. It is kind of like driving — you can change direction if your car is moving. But that’s hard to do much if your car is standing still.
Let us help you figure out where you are and where you need to go if you have been sued by Midland
Think of GPS — you need to know your current location and where you want to go. Then the GPS helps you figure out the best route.
We can help you with all three:
First, by helping you understand where you are right now. When were you sued, how much were you sued for, etc.
Second, we can help you figure out where you want to end up — settlement, fighting the lawsuit, having your credit report cleared of Midland, etc.
Finally, we help you see the best path to get from where you are today to where you want to end up tomorrow.
Call us at 205-879-2447 and ask for Carolyn — she will look up your lawsuit in Alabama and help you immediately on the phone. We are here to help you — give us a call now or fill out our contact form.
Thank you and talk to you soon!
From March 16, 2019 to March 24, 2019, Midland Funding filed an additional 490 lawsuits.