What does it mean to be served with a collection lawsuit?
What does it mean to be “served” with a collection lawsuit?
You know you have been sued with a collection lawsuit and you understand the next step is to be “served.”
What does this mean?
Why do you need to know?
Because knowing what it means is vital to understanding what steps to take next in the lawsuit.
This is where the lawsuit is handed to you.
Here are some different ways this can happen:
- It can be by certified mail.
- You may physically be handed the lawsuit papers by a sheriff’s deputy or a private process server (such as VanSlam). This can be at work, at home, or in public.
- Or, it can be left with a resident adult who is competent and at your house.
Why is this important? Because being served is this is the trigger to starting the time limit to respond to the lawsuit.
Here are your time limits in Alabama:
- 14 days for small claims court
- 14 days for district court
- 30 days for circuit court
We’ll talk in a future article about what “answering” a lawsuit means.
If you have questions about your five options when sued in Alabama, please feel free to get in touch with us.
If you want help understanding if you have been served, we will help you.
You may want help going over your five options and we’ll gladly help you.
Perhaps you are that rare person that bankruptcy is appropriate for.
Maybe you should fight the lawsuit on your own.
Or consider settling on your own.
And if it makes sense to hire us as your lawyer, we’ll discuss how we settle and try cases. (You can read a series of short articles and watch videos that take you from hiring us to the case being finished).
You can reach us by phone at 205-879-2447 or contacting us through our contact form here.
Thanks for reading, and have a great day!
By the way, no matter where you live in Alabama, we can represent you.
PS — You may enjoy this article that discusses the interesting strategy of filing an answer before you are even served.