If I co-signed with someone else on a debt and I file a Chapter 7 bankruptcy, does the co-signer owe the debt in full?

If you co-sign with another person for  a car, credit card, house or other debt you are a co-debtor.

When one co-debtor files for a Chapter 7 bankruptcy the creditor can attempt to collect the total amount of the debt from a co-debtor that has not filed for bankruptcy.

A discharge in a Chapter 7 bankruptcy will prevent the creditor from attempting to collect the debt from you and you will legally no longer owe the debt.  But the co-debtor will still normally owe the debt.

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