Do I have to attend some type of credit counseling class before I can file for chapter 7?
Since the 2005 amendment to the Bankruptcy Code, you now have to complete a short credit counseling course within 180 days before you will be allowed to file bankruptcy.
However, you do not have to complete this course in person. We can provide you with the details and paperwork for a Court approved credit counseling court service.
The process is short and we can help guide you through it. The credit counseling service will then send us a copy of your credit counseling completion certificate that we must file along with your bankruptcy case.