Videos – Foreclosures

How Can You Help Me AFTER A Foreclosure – Everyone Says It Is Too Late!

A common scene in our office is to meet with Alabama homeowners who are literally depressed over a mortgage company doing everything in its power to steal their home through a wrongful foreclosure. Typically, when this happens the homeowner will contact a family lawyer or a bankruptcy lawyer and the statement that is made uniformly is that after the foreclosure there is nothing that can be done to save the home. This is NOT true in every foreclosure!
Even though… (Read more)

Should I Trust The Foreclosure Lawyer To Advise Me?

IS THE FORECLOSURE LAWYER MY FRIEND?  IS HE OR SHE LOOKING OUT FOR ME AS A HOMEOWNER?
As we speak with and represent more and more Alabama consumers who are facing foreclosure we are running into a disturbing trend that we want to alert you to so you can not fall victim to this misunderstanding.
The lawyer who represents the mortgage company or the servicer is NOT your friend.  He does not represent you.  She does not have your best… (Read more)

What Is Wrongful Foreclosure In Alabama?

INTRODUCTION
Foreclosures in Alabama are exploding.  Approximately 800 per month just in the metro Birmingham, Alabama area.  Drive through any neighborhood – expensive or not – and you will see foreclosure signs.  Foreclosures are a huge problem for our state.
We assume since you are reading this that you (or a friend or family member) are facing foreclosure and you want more information.  We congratulate you on doing research to find out more information.
We’ve discussed this before but it needs to… (Read more)

What Can I Do About A Mortgage Company That Lied To Me So They Could Steal My Home In Foreclosure?

If the mortgage company did this within the last two years, consider suing them for fraud. These mortgage companies think they can defraud us and get away with it because they are big banks or because they have done this thousands of times to other consumers and have gotten away with it.
But you don’t have to take it. You don’t have to let them get away with it. You can fight back.
Fraud is a horrible problem in Alabama… (Read more)

Why Did My Mortgage Company Lie To Me About Postponing My Alabama Foreclosure?

Alabama consumers often wonder why mortgage companies will lie about postponing a foreclosure. When we sue mortgage companies for doing this – and we have over 20 lawsuits dealing with this exact subject right now – the mortgage companies and their lawyers claim that there’s no reason for them to lie about postponing an Alabama foreclosure.
I was recently presenting to a group of several hundred foreclosure defense lawyers at a national seminar and I was discussing the reason why… (Read more)

Five Most Common Mistakes Alabama Consumers Make When Sued For Ejectment After Foreclosure

After an Alabama consumer has gone through a foreclosure, a demand will be made to leave the home within ten days. If you don’t leave your home, then the mortgage company will sue you in what is known as an “ejectment action” to eject or evict you from your home.
Most Alabama consumers do nothing – and so the judge will rule against you and you will lose your home.
We have a book entitled “THE FIVE MISTAKES CONSUMERS MAKE… (Read more)

First Mistake When Sued For Ejectment In Alabama After A Foreclosure

THE FIRST MISTAKE SO OFTEN MADE BY ALABAMA CONSUMERS WHEN SUED FOR EJECTMENT AFTER FORECLOSURE
This article will expand upon the first common mistake and it is taken from our book that describes the FIVE MOST COMMON MISTAKES ALABAMA CONSUMERS MAKE WHEN SUED FOR EJECTMENT.
You can get a free copy by calling us at 205-879-2447 or letting us know through our online form.
The first and most critical mistake is true of any type of lawsuit that is filed. We… (Read more)

Is The Foreclosure Lawyer My Friend?

IS THE FORECLOSURE LAWYER MY FRIEND?  IS HE OR SHE LOOKING OUT FOR ME AS A HOMEOWNER?
As we speak with and represent more and more Alabama consumers who are facing foreclosure we are running into a disturbing trend that we want to alert you to so you can not fall victim to this misunderstanding.
The lawyer who represents the mortgage company or the servicer is NOT your friend.  He does not represent you.  She does not have your best… (Read more)

Stages of Foreclosures in Alabama

What are the three stages of a foreclosure in Alabama?
Introduction
Alabama is a non judicial foreclosure state which means that a foreclosure does not have to go through the court system. This is different from judicial foreclosure states such as Florida. So when someone in Alabama is facing foreclosure this can mean different things as even though we are a non judicial state, often times a lawsuit is the final stage of foreclosure in Alabama. We have written this… (Read more)