Testimonials – Credit Report Errors

I am writing to express my appreciation for Attorney Watts with a recent issue with a credit collection agency. Attorney Watts assisted me with an issue that was damaging to my credit and painful to me. I was provided with information about my rights against credit collection agencies. After talking with Attorney Watts and Mrs. Carolyn I have a better understanding about what I can and should do, if I am ever faced with an issue with a credit collection… (Read more)

Tomeka from Birmingham, Alabama


Above all, John cares about his clients and righting wrongs when they get pushed around. His clients come first, and he is not afraid of taking on the Goliaths in this country who take advantage of consumers whenever they can. John is also among the sharpest lawyers around, committed to paving new paths for his clients in the field of consumer law. I can’t imagine anyone I would rather have on my side!… (Read more)

David Allen, Jr., Consumer Protection Attorney in Birmingham, Alabama


I have known John for over 10 years. John is an exceptional lawyer and a legal intellectual. He is a man of faith who tirelessly endeavors to serve his clients, the community, and the law. John has tremendous character in the representation of his clients and the virtue to do so with honesty and integrity.… (Read more)

Jason Yearout, Personal Injury Lawyer in Birmingham, Alabama


Why they are not so busy to help in times of need is beyond me. People who need help just seem to take their time calling for help. JOHN AND STAN AND THE OFFICE STAFF HEATHER AND RANDI are great and want to help solve our issues with creditors, they have been a great resource to us and continue to be the strong help needed to face the adversarial creditors who don’t want to help us. Don’t be afraid to… (Read more)

Stephen in Shelby County, Alabama


A debt collector was wreaking havoc on my life. First the letters and phone calls, then a judgment and finally they tried garnishment of wages! That’s when I called John. He explained to me they were breaking the law. Within no time the bullies left me alone. John was able to clear my name from the judgment and the debt. I was pleasantly surprised with the amount of the settlement. I would recommend John to anyone having trouble with debt… (Read more)

Leda in Alabama


I had debt collectors calling me over bills that were not mine! The debt collectors had also reported these inaccurate debts to all three collection agencies. Some even tried to sue me! I contacted John and he was instantly willing to help me. He is very knowledge in this area of the law. John was able to stop the harassing phone calls, clear my credit reports of all false information, and did a wonderful job representing me in the court.… (Read more)

Kim in Birmingham, Alabama


John is easygoing and a pleasure to work with, but he’s also a strong advocate and knows how to get the most for his clients. Very knowledgeable about consumer law, especially about all these mortgage issues.… (Read more)

Clinton, Lawyer from Birmingham, Alabama


I consulted with Mr. Watts regarding a false credit reporting/identity theft issue that was troubling me. Despite having a law degree myself, I found dealing with the behemoth financial institution causing the problem, and the complexities of disputing its report, to be overwhelming and unproductive. Mr. Watts expertly guided me through the process, pointing out various pitfalls to avoid and recommending important steps to take to ensure a satisfactory result. Mr. Watts’ knowledge, responsiveness and courtesy are unmatched. I recommend… (Read more)

Tracy from Alabama


I endorse this lawyer for efforts in educating the public about many legal issues.… (Read more)

Jonathan Reed, Personal Injury Lawyer in Las Vegas, NV


I endorse this lawyer’s work. John has become an accomplished attorney prosecuting credit reporting agencies and unscrupulous creditors for violation of the Fair Credit Reporting Act and has obtained good results on behalf of Alabama consumers.… (Read more)

Wilson Webb, Bankruptcy and Consumer Protection Attorney in Alabama


Having worked with John on cases, I can say he is an astute and highly qualified lawyer. John takes his clients’ cases very seriously and devotes himself to bringing about the best result possible for every client.… (Read more)

Wesley Phillips, Consumer Protection Attorney in Birmingham, Alabama


I have known John and he is very well respected and does top quality work in protecting and assisting consumers with financial and debt issues. In the past I have had issues with clients relating to credit card debt and John was the lawyer I turned to, to get advice and direction. He is truly the top in this field of law.… (Read more)

Craig Niedenthal, Personal Injury Lawyer in Birmingham, Alabama


I endorse this lawyer’s work. John and I have worked on a project together and he is an excellent lawyer who is genuinely concerned for his clients.… (Read more)

James Johnson, Personal Injury Attorney in Mobile, Alabama


I have worked with John Watts on a legal matter and can attest to his solid legal mind as well as his high professional character. John is well recognized as a leader in the Alabama legal community in the areas of foreclosures, fair debt collection, credit reporting and consumer law. He has my highest endorsement.… (Read more)

Joel DiLorenzo, Personal Injury Attorney in Birmingham, Alabama


I have known John Watts for several years, and through that time, I have come to know John as an attorney of integrity who will fight for his client’s rights. In light of the current economic crisis, John has studied issues related to wrongful foreclosures and other foreclosure issues, and as a result, he has been able to help his clients prevent abusive practices from financial institutions. In addition, John has helped clients recover compensation as a result of abusive… (Read more)

Jon Lewis, Personal Injury Lawyer in Birmingham, Alabama


I have known John for over ten years. He does excellent work and really cares about his clients. If you feel that your home is being foreclosed upon wrongfully, John is the guy to see!… (Read more)

Bradford Botes, Bankruptcy Attorney in Birmingham, Alabama


John is very knowledgeable of the matters he handles. He has not only represented me but he maintains an open line of communication with his clients. I feel comfortable calling him to ask for advice. I would definitely use him again if the need arises.… (Read more)

Donna in Alabama


I am one of those that thought I could never stand a chance against the unlawful actions of the biggest violators of law in America. I was just a “consumer” which by corporate definition is a “nobody” that no one cares about.
Talk about being wrong!!!
John and Randi saved my bacon, and the bacon I needed to provide for my family from a very large and obviously well monied collection agency.
I will continue to use him, and consider… (Read more)

Robert in Alabama


I came to John and Stan’s office in October, 2006 with a box load of information regarding my dealings with credit reporting issues. After reviewing the files John and Stan filed a Federal Lawsuit with 6 defendants. They kept in touch by email, calling me directly when I asked for updates or when necessary. It took 3 years (remember we had 6 defendants) from start to finish but they were always on top of things whenever I asked. They gave… (Read more)

Reuben in Tuscaloosa


John has a way of explaining legal matters that removes the mystery and intimidation that I would normally feel. I have watched his videos and listened to his teleseminars on various consumer law topics and he has a way of simplifying the law into useful information for those of us who aren’t lawyers but who need guidance. When I had questions about Power of Attorney and Living Wills, etc. to help with my aging mother, he took the time to… (Read more)

Cheri


John Watts assisted me with violations of the TCPA & FDCPA due to identity theft issues. When John and I sat down, and began reviewing my information he took each situation we were dealing with, and explained it to me in detail. He also provided me with reports, and links to videos on each topic to better educate me. John really goes the extra mile to educate his clients on their case.
John also assisted me in disputing the discrepancies… (Read more)

Heather in Tuscaloosa


I had a situation where a debt collector called my home and left voice messages saying I needed to call them to settle a debt. I did not owe this collector nor did I ever have dealings with them but they continued harassing me with phone calls which totally stress me out. My husband got in touch with John Watts and explained the situation to him. John informed him that my rights were being violated. John’s assistant Heather contacted me… (Read more)

Sheletha


John was very helpful to me in defending me in a law suit brought by a junk debt buyer. I even received a cash settlement because of the collections agencies failure to follow the law – Thanks to John and Stan for all their help!… (Read more)

John in Alabama


John Watts and his staff assisted me with TCPA, FDCPA, and Third Party Contact Claims against debt collectors.
Debt Collectors were contacting my parents, calling me at work, and calling my daughter’s cell phone for a debt the collectors had been made aware was fraudulent. It had gotten to the point that my wife, and I spent more time arguing over debt collectors calling then we did enjoying the small amount of time we have together.
Then we found Watts… (Read more)

Jason in Tuscaloosa, Alabama


Mr. Watts has successfully represented me in over seven cases against abusive debt collectors. I fully recommend Mr. Watts and his team.… (Read more)

Franklin in Alabama


I called Mr. Watts after I started receiving calls 2-3 times a day from a collector for a debt I did not owe. He helped me through this and was my advocate during the process even though I was 800 miles away from him. I felt like he still gave me the same service as if I was walking into his office and doing business face to face since then he has helped my wife and myself on another case… (Read more)

Michael in Washington DC


Upon entering their office during the Christmas holidays of 2009, I was an emotional wreck. With much worry about losing our house, being harassed by a debt collector, the guilt and shame had just about consumed me. Had dealt with this for 2 years on my own. Had previously used another attorney 2 1/2 yrs ago who took my money and suggested I sell my house. I did not trust attorneys after that and decided self representation was the way… (Read more)

Alabama Consumer


When I pulled my credit report a few months ago I found a credit card I had no knowledge of this card until I looked at my report! I was so sick over this! I was served papers at my home that the company was suing me for this large amount of money that was charged to this credit card. I had no clue what to do so I called John Watts. I had heard how great of an attorney… (Read more)

Amanda in Alabama


I would highly recommend this attorney. He helped my father after the unexpected loss of my mother with some very difficult financial problems with credit card companies. Don’t know what we would have done without John and Randi.… (Read more)

Missy in Alabama