Go to Representative Consumer Protection Cases (Alphabetized by Defendants):
A - B - C - D - E - F & G - H - I, J,K,L - M - N & O - P & Q - R - S - T - U - V - W,X,Y,Z
Barnes v. Household Finance Corp. of Alabama (aka Beneficial), and AFNI
Alabama consumer sued Household Finance and AFNI (Anderson Financial Network, Inc.) for violating state law and (for AFNI) violating the Fair Debt Collection Practices Act (FDCPA). These defendants kept balances on consumer's credit reports even though the bankruptcy court had discharged the debts. Therefore, the accounts on the credit reports must say "discharged in bankruptcy" and show a zero balance as no money is owed. Read more about this case (PDF).
Curb v. HSBC, Capital One Bank, Ameriquest, Equifax, Experian, and TransUnion
Alabama consumer sued three furnishers or creditors (Capital One, HSBC, and Ameriquest) and the three major credit reporting agencies (Equifax, Experian, and TransUnion) related to false and inaccurate credit reporting. Multiple disputes and attempts were made by the consumer to resolve the matter but finally litigation began against the six defendants for violations of Fair Credit Reporting Act, and Alabama state law (defamation, invasion of privacy, wantonness, intentional conduct, and malice). Read more about this case (PDF).
Daniel v. Household Finance Corporation of Nevada, and Capital One Bank
Alabama consumer filed for bankruptcy and discharged a Capital One credit card debt and a debt owed to Household Finance Corporation of Nevada (HFC). The problem arose when these two companies not only kept the balances on the accounts but when the consumer disputed these accounts with the credit reporting agencies, Capital One and HFC told the credit reporting agencies to keep the balances on the credit reports instead of showing them as "discharged in bankruptcy" and a zero balance. Suit was filed for violations of Fair Credit Reporting Act, and Alabama state law (defamation, invasion of privacy, wantonness, intentional conduct, and malice). Read more about this case (PDF).
Harris v. Household Finance Corp. of Nevada, and Palisades Collection, LLC
Alabama consumers filed for bankruptcy and discharged a debt that the junk debt buyer Palisades purchased and a debt from the finance company Household Finance Corp. of Nevada (HFC). The discharge means that the consumers do not owe these debts but both of these companies kept false information on the credit reports instead of showing the debts as "discharged in bankruptcy" with a zero balance. Suit was filed for violations of Alabama state law (defamation, invasion of privacy, wantonness, intentional conduct, and malice) and for Palisades violating the Fair Debt Collection Practices Act. Read more about this case (PDF).
Rawls v. HSBC, Bank of Nevada, Household Finance Corporation of Nevada
Sullivan et al v. Home Loan Services, Inc. a.k.a. NCB, a Corporation, Wachivia Dealer Services, Inc. a.k.a. WFS Financial Inc., a Coporation et al
Thomas v. Household Finance Corp. of Nevada, Wyndham Vacation Resorts, Inc., Fairfield Resorts
Turner v. Harvest Credit Management VII. LLC
Go to Representative Consumer Protection Cases (Alphabetized by Defendants):
A - B - C - D - E - F & G - H - I, J,K,L - M - N & O - P & Q - R - S - T - U - V - W,X,Y,Z
