Debt Collection Before & After Bankruptcy

Alabama Fair Debt Collection Practices Act Attorney
Phone: 205-879-2447 or 205-714-4443

Located in Birmingham, Alabama, the consumer protection attorneys at Watts Law Group P.C. & M. Stan Herring P.C. provide clients with experienced representation in the areas of creditor harassment and unfair collection practices under the Fair Debt Collection Practices Act (FDCPA), and credit reporting errors in violation of the Fair Credit Reporting Act (FCRA).

Just because you are filing for bankruptcy protection, does not mean you lose your right to bring a claim under the Fair Debt Collection Practice Act or the Fair Credit Reporting Act. Please visit our Incorrect Credit Reporting after Bankruptcy page for more information about the FCRA and bankruptcy.

Experienced Alabama Fair Debt Collection Practices Act Attorney

Alabama attorneys John Watts and Stan Herring have over 20 years of litigation experience and focus on assisting clients with unfair debt collection practices before filing bankruptcy, after filing bankruptcy, and credit report errors after debts have been discharged in bankruptcy (sometimes referred to as parking a debt).

Unfortunately, you may be the victim of an unscrupulous collection agency, or a company that purchased your bad debt from a creditor (known as a debt buyer), or a company that purchased a debt that is old and past the statute of limitation (known as zombie debt).

In addition, the same criteria governing a debt collector's actions (see our Creditor Harassment - Fair Debt Collection page), still apply whether you are contemplating filing bankruptcy, have already filed bankruptcy, or have completed your bankruptcy. That conduct included threatening you with jail, a repossession, foreclosure, or garnishment, improper contacts, improper disclosures, and harassment.

If you are still being harassed by creditors after filing for bankruptcy or after your debt was discharged in bankruptcy, please schedule a free confidential consultation with our consumer protection attorneys by calling us at 205-879-2447 or 205-714-4443, e-mailing Mr. Watts or e-mailing Mr. Herring, or filling out our intake form on our Contact Us page. Chances are excellent that we can help.

For additional information about our firm and high level of service we provide, please visit our Firm Overview page.

Fighting to Protect Your Rights

Watts Law Group P.C. & M. Stan Herring P.C.
Alabama Consumer Protection Lawyers
Phone: 205-879-2447 or 205-714-4443