Alabama Creditor Harassment Lawyers
Phone: 205-879-2447 or 205-714-4443
What Is An Office Party?
Calling your work or office is yet another abusive tactic debt collectors use to attempt to shame or embarrass someone into paying a debt. This tactic is similar to the “block party” tactic also discussed on this website and is called an “office party.” This violates the Fair Debt Collection Practices Act and falls under the general category of “creditor harassment” or debt collector harassment. To learn more about this type of illegal behavior - request our free report on how to make these types of abusive debt collectors pay when they contact your co-workers.
An office party is similar to a block party except that rather than call your neighbors, the debt collector finds out where you work and calls your office. Again, they are only allowed to do this under the limited circumstances that they don't know your contract information and are only allowed to try to obtain your contact information. The effect, at a minimum, is that you have a number of your co-workers coming into your office or cubicle or at the break room telling you that you need to call the debt collector. Of course, often your co workers are curious about this and want to know what is going on with this mysterious person who needs to talk to your right away. This puts pressure on you to call the collector and pay - even if you don't owe - so that the collector will stop calling. But sometimes they don't just call....
Oftentimes, they go much further, either implying that you are in serious trouble and need to contact them right away or may even go so far as to tell your co-workers that you are in financial trouble and are not taking responsibility for your debts and that you need to contact them immediately.
This Can Cost You Your Job!
This tactic is not only embarrassing and harassing; it puts your job at jeopardy. Unlike a block party, the individuals with whom you work have the ability to affect your ability to earn money to provide for your family. These illegal actions threaten that in a very real and dangerous way. You do not have to put up with this type harassment.
Fight Back Right Now!
The Fair Debt Collection Practices Act allows you to recover statutory damages of up to $1,000 and actual damages if a debt collector violates your rights by using these abusive practices. Actual damages include emotional distress. You can also make the debt collector pay for your attorney fees and expenses in bringing the case. Additionally, Alabama state law may allow you to sue for invasion of privacy which also allows you to recover for actual or compensatory damages and sometimes punitive damages. Punitive damages are to punish the collector for this illegal conduct.
If you have been a victim of an office party, please investigate your rights as no one deserves to be mistreated like this. We can help you – please contact us or call us at 205-879-2447 and we will be glad to meet with you. We will also be happy to send you our free report exposing why debt collectors break the law in this manner and how you can make them pay. We look forward to helping you stop this creditor harassment and out of control collectors and to get the compensation you deserve.
Fighting to Protect Your Rights
Watts Law Group P.C. & M. Stan Herring P.C.
Alabama Consumer Protection Lawyers
Phone: 205-879-2447 or 205-714-4443
