Consumer Protection Identity Theft
In some cases, a problem with your credit history or a debt buyer lawsuit may have nothing to do with debt you personally accrued. You may have been the victim of identity theft, and the thief may have opened credit cards, applied for mortgages, or run up large bills under your name. Our consumer protection attorneys at Watts Law Group, P.C. and M. Stan Herring, P.C. are dedicated to helping victims of identity theft prove that the debt is not theirs and clear their credit histories. We have more than 20 years of experience and we can help you repair your financial health even if the thief has not been caught.
Overview of Identity TheftIdentity theft, also known as identity fraud, occurs when someone uses another person’s important personal identifying information for improper purposes. If you suspect you have been the victim of identity theft, an experienced and skilled attorney can advise you of the possible ramifications and potential legal remedies. Profile of Identity TheftThe Federal Trade Commission (FTC) estimates about 9 million Americans are victims of identity theft each year. Most commonly, the victim knows the thief, who uses their relationship for access to the personal information. Such criminals are usually friends, neighbors, relatives, work colleagues, or people employed or providing services in private homes. Even in this digital age, the most common source of personal information is still from a misplaced or stolen purse or wallet. However, an identity thief may be a stranger, and the source of the misappropriated personal information can be an electronic or written source. Identity Theft from a Federal PerspectiveMillions of Americans are victimized by identity theft each year. If you have been the victim of identity fraud, a lawyer can help you to sort out what steps you can take to protect yourself from here and what possible legal remedies may be available to you. Protecting Yourself from Identity TheftIn this modern time of electronic transactions and widespread data sharing, every consumer should take precautions to protect his or her private identifying information. In the wrong hands, your important personal information can be used fraudulently and to your detriment. Identity theft can cause financial and personal loss. If you suspect you have been the victim of identity fraud, an attorney can give you advice about what steps you should take and what legal remedies might be available to you. Tips for Victims of Identity TheftSometimes even people who take careful precautions to guard their private information from identity theft are victimized through no fault of their own. Important personal data is stolen by dishonest employees or contractors from banks, insurance companies, government agencies, medical providers, and other third parties maintaining private information of customers and clients. Laptops containing such data are lost or stolen with surprising frequency. Commercial or government databases may be compromised. Once personal identifying information is stolen, it may be sold in batches on the black market to other identity thieves. If you have been the victim of identity theft through these or other methods, an attorney with knowledge of consumer protection law can advise you about possible legal remedies. Legal Remedies for Identity TheftThe body of law that deals with identity theft is large and evolving, criminal and civil, state and federal. If your important private identifying information is stolen and you become the victim of identity theft or identity fraud, an attorney well versed in consumer protection can educate you about the law and advise you about possible legal remedies.
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