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Go to Representative Consumer Protection Cases (Alphabetized by Defendants):
A - B - C - D - E - F & G - H - I, J,K,L - M - N & O - P & Q - R - S - T - U - V - W,X,Y,Z

Amison v. Wells Fargo

Wells Fargo held the mortgage and worked out a deal with Alabama consumer that if consumer paid a certain amount of money there would be no foreclosure. Alabama consumer paid the money but the foreclosure proceeded. Consumer verified with Wells Fargo that the foreclosure was a mistake and consumer did not need to leave the home. Then Wells Fargo sued consumer and sought damages for the consumer staying in the home, sought an order forcing the consumer out of the home, and wanted a declaration that consumer had lost her right of redemption. Consumer countersued for fraud and wrongful foreclosure as Wells Fargo broke its promises to consumer.

Ashley v. Wells Fargo

Alabama consumer sued Wells Fargo for violating Alabama state law (defamation, invasion of privacy, wantonness, intentional conduct, and malice). Wells Fargo kept a balance on consumer's credit reports even though the bankruptcy court had discharged the debts. Therefore, the accounts on the credit reports should have said, "discharged in bankruptcy", and shown a zero balance as no money was owed. This is a widespread problem as creditors and collection agencies are constantly trying to get around the law that the debts are discharged.

Atkins v. Waldrop and Associates, PC; Credit Control Services, Inc; Holloway Credit

Alabama consumers sued the collection agencies and Associates, PC, Credit Control Services, Inc, and Holloway Credit for violating state law and violating the Fair Debt Collection Practices Act (FDCPA). These collection agencies kept balances on consumers' credit reports even though the bankruptcy court had discharged the debts. Therefore, the accounts on the credit reports must say, "discharged in bankruptcy" and show a zero balance as no money is owed. While this problem is common among original creditors (such as Capital One, Citibank, etc) it is rampant among debt collectors.

Burgin v. World Omni Finance Corp; Commercial Recovery Systems, Inc.; and OSI Collections Services, Inc

Consumer faced an alleged deficiency on a leased vehicle and collection efforts began against the consumer. The Alabama consumer reached a full settlement with the collection agency Commercial Recovery Systems, Inc (CRS) in which payments were to be made and the debt cancelled along with clearing of the consumer's credit reports. The consumer kept the deal but CRS later began collection efforts against consumer even though the matter was closed. The credit reporting by World Omni was not corrected. Then the debt collector OSI began collection activities. The consumer filed suit against the collection agencies for violating the Fair Debt Collection Practices Act (FDCPA); filed suit against World Omni under the Fair Credit Reporting Act (FCRA) as the consumer disputed the false credit reporting with the credit bureaus (Equifax, Experian, and Trans Union); and sued all defendants under state law including fraud against CRS for not keeping its promise to end collection activities and clear the credit report after consumer paid the agreed upon amount.

Hicks v. Wachovia Bank, National Association; Experian Information Solutions, Inc.; Equifax Information Services, LLC; and Capital One Bank

An Alabama consumer sued all of the defendants under state law (defamatin, invasion of privacy, wantonness, intentional conduct, and malice) and under the federal Fair Credit Reporting Act law. The Capital One account was not reporting correctly and Capital One, Equifax, and Experian refused to correct it despite several disputes from the consumer. The Wachovia account was an identity theft account and it was not promptly removed when the consumer sent in his dispute and proof that it was not his. Read more about this case (PDF).

Kelly v. World Financial Capital Bank, West Asset Management, Riddle & Associates, DTE Energy Company

Kircharr v. Wachovia Bank, Popular Mortgage Servicing

Sullivan et al v. Wachivia Dealer Services, Inc. a.k.a. WFS Financial Inc., a Coporation et al, Home Loan Services, Inc. a.k.a. NCB, a Corporation

Thomas v. Wyndham Vacation Resorts, Inc., Fairfield Resorts, Household Finance Corp. of Nevada