Have You Won Your Debt Collection Lawsuit Against LVNV? Now Finish It….


Have You Won Your Debt Collection Lawsuit Against LVNV?  Now Finish It….

If you have won your Alabama collection lawsuit that the giant debt buyer LVNV Funding, LLC filed against you, then congratulations but understand that your victory is not complete yet.

LVNV may still be illegally collecting against you even though the case was dismissed with prejudice or you received a judgment in your favor.

Keep reading to find out more about your rights to make sure LVNV is not still illegally collecting against you — if it is, then understand your options to sue LVNV to make them stop violating the law and to receive money damages.

WHO ARE WE?

My name is John Watts, and along with Stan Herring, I represent consumers who sue abusive debt collectors.

We have represented a number of clients that have been sued by LVNV and won their cases but LVNV still collected on the debts in various ways after losing the collection lawsuit — we say that is illegal and our clients have sued LVNV for doing this.

WHY WE HAVE PUT THIS INFORMATION UP FOR YOU

As mentioned above, if you are here then we assume you have already defeated LVNV in its Alabama collection lawsuit that it filed against you.

If that is true, then it is our position that you do not owe the debt to LVNV and therefore all collection activity by LVNV must cease on this account.

This means no further credit reporting by LVNV on this account.

This means no collection letters from LVNV, from the collection lawyers, or from any collection agency on this account.

If LVNV is still collecting on this account, we would like to know about it as we may be able to help you to stop this type of abusive conduct and you may be entitled to money damages.

OUR QUESTION TO YOU – IS LVNV STILL COLLECTING ON THIS ACCOUNT?

Specifically, is LVNV:

  • Credit reporting this account?
  •  Sending you letters directly from LVNV?
  • Having debt collectors (Northland Group, Capital Management, etc) send you collection

letters on this account?

  • Or even having collection law firms (in or out of Alabama) send you collection letters on this account?

IF SO, THEN FEEL FREE TO CONTACT US FOR A FREE

EXPLANATION OF YOUR RIGHTS AND OPTIONS

You may have the right to sue under Alabama law and/or the federal law of the Fair Debt Collection Practices Act (FDCPA).  You may also have claims under the Fair Credit Reporting Act (FCRA) which is also a federal law.

These laws may entitle you to money damages and may encourage LVNV to correct your credit reports.

We suggest you find out more about your rights so you can take the right action.

WHAT YOU CAN DO RIGHT NOW TO LEARN MORE

You can pull your credit reports for free at www.AnnualCreditReport.com to find out what LVNV is reporting on you now.  Also keep your older reports so we can see what LVNV was reporting on you.

You can fill out our contact form today and we can start the conversation right way about your rights.

You can also call us at 205-879-2447 for a free discussion of your rights and options – either over the phone or in person.  There is no obligation for you to hire us – we will be happy to discuss your options with you.  We are conveniently located in downtown Birmingham with free parking and we have plenty of conference rooms so we can meet with you to discuss your options but most of our consultations are done by phone.  This makes it very convenient for you.

WE MAKE OUR MONEY FROM ANY SETTLEMENT OR JUDGMENT FROM LVNV

I think if I was in your place I would want to know, “What’s in it for the lawyer?”

That’s a fair question.

Here’s the bottom line — if we sue LVNV for our clients and we are successful, then we get paid out of the settlement.  If we are not successful, then we don’t get paid.

So we are very careful in the cases that we choose to bring as we spend our time and money on lawsuits that we think are valid and have merit.

If you want to talk with us or even hire us, you do not need to pay us any money.  We will get paid out of any settlement or judgment against LVNV.

So leave your checkbook at home when you come to see us.

WHY YOU SHOULD CONSIDER TAKING ACTION RIGHT NOW

STATUTE OF LIMITATIONS CAN PREVENT YOU FROM SUING LVNV

I don’t believe in pressure tactics.  Our clients come to us because they like the information that we make freely available and they have decided that they are willing to entrust their case into our hands.

So from my standpoint there is no rush to contact us.

But, there is the statute of limitations that applies to the various laws that may be available to you – if you do not take action within the statute of limitations, then your claim can be barred.  The time limits vary but the FDCPA is one year from the illegal conduct.  It can sometimes be challenging to figure out when that date starts so feel free to contact us if you want our thoughts on your situation.

FINISH WHAT YOU STARTED WHEN YOU BEAT LVNV IN THE SUIT

We congratulate you on your victory against LVNV.  Most people sued by debt buyers such as LVNV don’t even answer.  Instead they lose their case automatically by “Default Judgment” even if they don’t owe the debt.

But you obviously stood up and said that you won’t be bullied by a debt buyer that hasn’t proven its case.

And it appears that you were successful.

But sometimes debt buyers, such as LVNV, seem to not be able to tolerate losing your case.  Instead LVNV has been known to try to snatch that victory away from you and continue to hound you for the debt.

Make your victory complete – make sure that LVNV is not continuing to collect against you.

If we can help, please do one of the following:

  • Call us at 205-879-2447;
  • Contact us through our website here;
  • Fax a question to us at 1-888-522-7167; or
  • You can mail to us at 301 19th Street North, Birmingham, Alabama 35203.

We look forward to hearing from you in whatever is the easiest way for you to contact us.

Sincerely,

John G. Watts


2 Comments

  1. Julie Gowers says:

    I need your help in Illinois.

    • John Watts says:

      Julie,

      We aren’t licensed in Illinois so we suggest you get with a lawyer who is licensed there. Now if you have a claim that should be brought in Alabama or that could be brought in Alabama, then let us know and we’ll be glad to chat with you to see if we can help you.

      Our phone number is 205-879-2447.

      Thanks

      John Watts
      Alabama

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